Renters Insurance
Renters' insurance is a must for anyone who rents their home. It's an essential type of insurance you should have from the first day you sign your lease. If you are moving and need renters' insurance, or you've gone without it, it's a good idea to get it immediately.
Coverage for Your Belongings
One of the biggest reasons to get renters' insurance is to get the protection it offers for your belongings. When a covered event such as certain disasters and calamities happens to your rental home, the dwelling itself is insured by the property owner. However, all of your belongings aren't. Those are up to you to insure. When you have renters' insurance, those items are covered so that the damaging event that ruins your things can be paid for. Your policy can replace your belongings. The alternative is to have to pay to replace everything all by yourself. Many people couldn't afford this, so renters' insurance should always be in place.
Coverage for Your Liability
No matter what type of home you rent, you are liable for what happens there. If someone from outside your household came to your home and had an accident there, they could be injured and require medical care. You would be liable for paying those bills. With renters' insurance, the policy would pay for your medical bills, lost wages, and other expenses. This isn't coverage that many people think about before they need it, but it should be in place at all times just in case of accidents. Medical bills can be costly, so a policy is required to protect you from them.
Get Renters' Insurance
When you need renters' insurance, click on the button below or call us today at The Richardson Agency to learn more and get started.